Friday, April 15, 2005

For me

Some people use their blogs as a form of personal therapy. As evidenced by my previous 200 posts, I don’t. For once I’m going to write something to try to convince myself one way or the other whether or not I’m doing the right thing. I suggest you divert your eyes.

For the past 6 months since one of my friends became a realtor Kym and I have been getting homes for sale emailed to use everyday. We’ve liked a few and driven by them and decided it wasn’t what we were looking for. One of the first times we drove around we came upon a development that looked exactly like what we were looking for, but no houses were for sale in it. Over the past few months a few houses there have gone up, but they weren’t the ones we really liked. This week our perfect home went up for sale in that development and we went to see it yesterday. We loved everything about it, even the friendly neighbors that seemed to encourage us to buy it. Of course the biggest problem is the price tag. We got price comparisons of the other homes in the development and this is up for about 8% more than ones that sold 4 months ago. But this one also has a full finished basement and an extra full bathroom. Kym just bought a house two years ago knowing she’d only live there for several years because of it’s size. The value of that home has gone up close to 50% because of the market and all the work we’ve put into it. With just the profit off that house we could put up the required 20% down payment on the new house. That would still leave us with a big mortgage. But Kym and I have been good (and lucky) with our money throughout our lives, so we’d still be left with large nest eggs. The mortgage payments would end up being about half of our combined take home salaries. Which in all actuality isn’t that bad. It’s so fucking hard to make a decision that will completely change your life, and having to make that decision within about 24 hours, and to still have to have that decision accepted by another party. Can a life of planning a wedding over 5 months and buying a house that’s 3 times the size and two and a half times the price of your old house be any more stressful?? Life sucks right now. Or is it great? I can’t tell.

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